About Us - Insurance Risk Surveys

Insurance Risk Surveys - [IRS] provides UK and Irish commercial lines insurers with a bespoke risk assessment survey service.

Located in the greater Belfast area, IRS covers all of Northern Ireland on behalf of insurers whilst also catering for survey assignments in the Republic of Ireland.

Insurance Risk Surveys, headed by Nigel Hamilton ACII CI, a former surveyor and underwriter with Allianz Cornhill Group, established the business in 1994, providing a tailor-made survey service to the insurance company market dealing mainly with small medium enterprise scheme business. IRS also provide similar services to Lloyd's and MGA's.

In addition, IRS provides underwriting reports on behalf of insurance brokers. This would be mostly aimed at larger commercial insurance propositions where an independent report is the best way to obtain a competitive quote.

IRS are the largest Northern Ireland based survey business of its type and have a team of 7 highly experienced composite market surveyors enabling us to deal with most volume suppliers.

Other Niche Products:

RESURVEY PROGRAMME
During the recession cutbacks in staffing, changed processes, reduced maintenance, less training and supervision, downgraded security and increasing numbers of vacant buildings, may have inadvertently increased the insurers exposure. This may only come to light following a 12 month resurvey programme. We can offer attractive terms for resurvey programmes or targeted renewal reviews of your heavier risks particularly trades more affected by the downturn.

BROKING REPORTS
We provide broking reports to assist local and national brokers market large or complex commercial business. We survey the risk on your behalf, identify the key risk features required by underwriters and prepare a report along with digital photographs. We have several broking clients regularly using this service because it helps them successfully capture new markets. Report preparation is time consuming and our service frees up the broker to concentrate on other aspects of winning over the client.

POST SURVEY SUPPORT
Let IRS follow up Risk Improvements for you freeing up admin time. Checking up is time consuming and costly. We can take that work off your hands and contact broker or client to ascertain compliance by specified dates. Where there are delays which may be for genuine reasons IRS can provide underwriter with details so a decision on strategy can be decided. Our 'light touch' follow up system leaves the insurer in control at all times thus ensuring broker and customer relations remain strong.